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Financial Aid Timeline for High School Juniors

Find out more:


  • Meet your guidance counselor
  • Register for the PSAT (Pre-Scholastic Aptitude Test)
  • Encourage your family to begin Financial Aid Planning
  • Purchase or borrow college reference books
  • Get motivated and think about extra-curricular and community service activities
  • Memorize your Social Security Number


  • Take the PSAT
  • Study hard and keep your grades up
  • Volunteer your services in a career field that interests you--internships are often helpful and build strong resumes


  • Research career paths and opportunities
  • Visit a science, art or history museum
  • Eat turkey or Tofurkey!


  • Use PSAT results to begin to review or determine your range of college choices
  • Meet with your guidance counselor to discuss college options. Find out which College Admissions tests are required (SAT, ACT, ACH) for the schools that you're considering


  • Consider and research College Board review courses or videos
  • Call the PNC Education Loan Center for helpful information on how to pay for your college education (1-800-762-1001)


  • Register and study for the Scholastic Aptitude Test (SAT)
  • Register and study for the American College Test (ACT) and Achievement Test exams (ACH), if necessary
  • Talk to your guidance counselor and family to further research your career field
  • Look for local college fairs around your area


  • Look into interesting and challenging summer courses, jobs or internships
  • Meet with your guidance counselor and narrow your list of college choices to five or six schools
  • Continue to study for college boards (SAT, ACT, ACH)


  • Take the SAT, take the ACT and ACH if required by your school(s)
  • Request college catalogs and applications from the five or six colleges you've selected


  • Plan your senior school year course and activity schedule
  • Get a summer job
  • Plan a vacation!


  • Arrange for initial college interviews and visits


  • Do something inspiring!
  • Keep up the extra-curricular activities and community service work
  • Continue college and scholarship research
  • Visit potential college campuses
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Whether you're planning to borrow or preparing for repayment, we offer tools to help you create strategies that work best for you.

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You are encouraged to explore all scholarship, grant and federal borrowing options before applying for a private loan.

PNC does not provide accounting, tax or legal advice.