Private Loans for Bar Study
The PNC Solution Loan for Bar Study can help you pay for bar exams and preparation.
The PNC Solution Loan for Bar Study is a private loan offering a faster, easier way to pay for bar exams and prep.
Who It's For: Students enrolled at least half time at an approved ABA-accredited law school with less than six months remaining until graduation, or who have graduated from one within the last six months
- Choose your interest rate option: variable or fixed rate
- No application or origination fees
- Get 0.50% off your rate with automated payments from your checking or savings account1
- A co-signer release option is available after the initial 48 consecutive on-time monthly payments2
- Variable rate loan interest rates range from 3.57% to 11.27%
(APRs from 3.55% to 11.27%)3 - Fixed rate loan interest rates range from 7.39% to 13.79%
(APRs from 7.29% to 13.79%)3 - No minimum income requirement
- Receive a preliminary decision within minutes of applying online
- Take up to 15 years to repay with a six-month grace period2
- Funds are sent directly to you
- View loan application and solicitation disclosure
Credit and Eligibility
Students enrolled at least half time in the final year of study at an approved ABA-accredited law school, or who have graduated from one within the last six months may be eligible for the PNC Solution Loan for Bar Study. Students must be sitting for the bar exam no later than six months after graduation.
You May Qualify If:
- You have graduated from a PNC-approved law school** within the last six months
- You are a professional student enrolled at least half time at a PNC-approved law school** scheduled to graduate within the next six months
- You meet the credit guidelines below
If applying as creditworthy or with a creditworthy co-signer, the creditworthy applicant needs:
- a satisfactory credit history
- an employment history of at least two years
- proof of current income
- if self-employed, to have been in business for at least two years
- to be a U.S. citizen or permanent resident
- to have resided in the U.S. for the previous two years
If applying as a credit ready applicant on your own signature you will need:
- a good credit history
- to be a U.S. citizen or permanent resident alien
- to have resided in the U.S. for the previous two years
If you have any questions, please contact our customer service center to speak with a student loan specialist at
**Contact us to find out if your school is approved.
1The interest rate reduction benefit is lost if automatic payment deduction is discontinued. 2To release a co-signer, the borrower must request a co-signer release and pass a credit check. 3View important disclosure and repayment information for the PNC Solution Loan for Bar Study. Maximum loan: $15,000.
PNC reserves the right to discontinue any or all terms of this program at any time without notice. Loans may be sold to other financial organizations; however, the interest rate and term of the loan will not change if a loan is sold. PNC Solution Loans are subject to credit approval.
