Private Loans for Health & Medical Professions
The PNC Solution Loan for Health Professions can help you get the money you need to pay for school.
The PNC Solution Loan for Health Professions is a private loan offering a faster, easier way to pay for college after you have exhausted your federal loan options.
Who It's For: Graduate students and undergraduates in an accelerated program who are working toward a degree in a PNC-approved health-related field of study1, and are enrolled at least half time
- Choose your interest rate option: variable or fixed rate
- No application or origination fees
- Get 0.50% off your rate with automated payments from your checking or savings account2
- A co-signer release option is available after the initial 48 consecutive on-time monthly payments3
- Variable rate loan interest rates range from 3.57% to 11.27%
(APRs from 3.43% to 11.27%)4 - Fixed rate loan interest rates range from 7.39% to 13.79%
(APRs from 6.82% to 13.79%)4 - Use the funds for any education-related expense
- Apply up to 60 days after the end of the school term
- Payments may begin immediately to save on interest expense or can be deferred while enrolled at least half time4
- Take up to 15 years to repay4
- Receive a preliminary decision within minutes of applying online
- Repayment begins six months after you graduate or are enrolled less than half time if you choose to defer repayment5
- You can request deferment for your loan during your residency as long as it does not exceed the program maximum of 10 1/2 years of deferment (including the 180 day grace period) from the date of the first disbursement of the loan5
- One-time capitalization of interest at repayment
- Interest may be tax deductible; consult your tax advisor
- View loan application and solicitation disclosure
Eligibility
- Must be an undergraduate or graduate health professions student enrolled at least half time in an approved program
- Student and co-signer, if any, must be U.S. citizens or permanent residents
If you have any questions, please contact our customer service center to speak with a student loan specialist at
1View a list of PNC-approved fields of study. 2The interest rate reduction benefit is lost if automatic payment deduction is discontinued. 3To release a co-signer, the borrower must request a co-signer release and pass a credit check. 4View important disclosure and repayment information for the PNC Solution Loan for Health Professions. Annual loan maximum: $40,000 for undergraduates and $65,000 for graduate students. Aggregate loan maximum: $225,000. 5Interest will continue to accrue during periods of deferment. Paying the interest as it accrues each quarter will save you money over the repayment term of the loan because any accrued interest that you do not pay will be added to the principal balance at the end of the deferment period.
PNC reserves the right to modify or discontinue any or all terms of this program at any time without notice. Loans may be sold to other financial organizations; however, the interest rate and term of the loan will not change if a loan is sold. PNC Solution Loans are subject to credit approval.
