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Private Loan Application Process

The federal government has amended the Truth in Lending Act to revise the disclosure requirements for private education loans. Although our automated process makes the application flow smooth, there are six steps that PNC Solution Loan™ applicants should know. These steps may require specific actions to be completed by you, your co-signer or the school in order to successfully progress through the application process.

  • Complete the online loan application
  • Submit the required loan documents
  • Your school must certify the loan
  • You will receive an Approval Disclosure that must be reviewed and accepted
  • You will receive a Final Disclosure
  • The loan funds will be sent to the school

Please be attentive to e-mails and messages from PNC, as well as from CampusDoor and American Education Services (AES), our service partners.

Customer Service

To speak to a loan specialist, call:


Create Your Own Strategy

Whether you're planning to borrow or preparing for repayment, we offer tools to help you create strategies that work best for you.

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You are encouraged to explore all scholarship, grant and federal borrowing options before applying for a private loan.

PNC does not provide accounting, tax or legal advice. Any calculators provided are intended for educational and estimation purposes only, and their accuracy is not guaranteed. The calculators, and any results displayed, do not constitute the advice of, or reflect actual products, services, rates and/or terms available from PNC Bank or its affiliates, and nothing contained in the calculators shall constitute an offer or solicitation of a product or service by PNC Bank or its affiliates.